Mobile Application for Fast-track Credit Approval

This application was developed for one of India’s leading financial service provider. The client is in the business of offering consumer finance for used vehicles spread across the country. The customer is part of huge Industrial Group in India has aggressive plans to enhance their market share and hence decided to implement Spot Credit Approval application, to cut-down on the time taken from data collection to credit approval.

A comprehensive mobile application was developed to capture all the relevant data from prospective clients, connects to the back-end web application and leading credit rating servers such as CIBIL, to do online credit assessment and provide information/approval to field sales team on the client loan eligibility.

We built this application on native Android platform to be used in Android Phones / Android Tablets. The field professionals (sales and collection agents) were provided with mobile application on their devices.

Mobile Application for Fast-track Credit Approval

Mobile Application for Fast-track Credit Approval

This application helped the field professionals in the following ways:

  • Get updated details of the customer
  • Location details
  • Route planning assistance and
  • Spot credit approval.

This application also helps the collection agents to collect the EMI’s and provide acknowledgement for EMI payments. This application is integrated with the backend ASP.Net application, equipped with off-line data storage for remote location usage.